Sunday, February 22, 2015

Pradhanmantri Jan Dhan Yojana

This is one of the most appreciated schemes of all times. This scheme was launched by Shri Narendra Modi, Prime Minister of India. The scheme aims at inclusion of all Indians in the Economy Objective of India.
Under this scheme,
1) Every Indian can open a bank account as a part of Jan Dhan Yojana.
2) Insurance of Rs.30,000 to the account holder is provided
3) Accident insurance to the account holder shall also be provided.
4) The earlier Congress Government had promised to deposit subsidies into bank accounts. This account can be used to receive such subsidies and incentives. Also possibly wages under MNREGS schemes.
5) Overdraft till Rs.5000 can be availed, preferably to a lady in the family of account holder. But the condition is the account has to be used for 6 months effectively.
Narendra Modi talked of "Make in India". I am confident people will be enthusiastic and change "Make in India" to "Make in Gaon". This is what India wants.

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